CAFPI FRENCH MORTGAGE INSURANCE

Mortgages are always subject to insurance cover. This means that the risk for not paying instalments owed to the bank are transferred to an insurer, in the event of a sudden loss of earnings following handicap or disability. It also avoids transferring the debt to your heirs in the event of death.

Group contract : this is a collective insurance signed by an insurance company and a bank on behalf of their clients. The lending body will be the exclusive beneficiary of the loans paid out. In a group insurance, the cost is the same for all borrowers, irrespective of age. Disadvantage: the price is not advantageous to younger borrowers. Generally speaking, group insurance is more expensive than an outsourced insurance.

Out-sourced insurance : You can take out a private insurance policy with our partners. In contrast to group insurance, pricing can vary considerably depending on age at the time of contracting the policy. This insurance will be granted to the lender to guarantee the amount borrowed, and will therefore replace the group insurance proposed by that lender. Out-sourced insurance can also provide greater coverage regarding age criteria, professional risks, aggravated risks ...

OUR SERVICES
Services CAFPI French Mortgage brokers
Over
170 branches nationwide

Resident and non-resident mortgages

OUR OFFERS
Offers CAFPI French Mortgage brokers
Over
120 lending partners

Direct Access to all lenders across France

OUR INFORMATIONS
INFORMATIONS CAFPI French Mortgage brokers
Over
43years of experience EXPERTISE

In the French Mortgage Market

CAFPI negotiate with your credit and real estate loans CAFPI negotiate with your credit and real estate loans

Broker
Our job is to negotiate for you

Contact
Contact our specialist team

CAFPI Our International Department is situated in Normandy : 4 Quai Amiral Hamelin, 14000 CAEN France

A direct mortgage line : +33 2.31.84.14.14 Fax:+33 231 833 891 international@cafpi.fr